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FAQ Answer
Question: Can I get a loan if I've filed for Bankruptcy?
In all cases, Chapter 7 or Chapter 13 bankruptcies must be discharged. You cannot have multiple bankruptcies. If your credit history has improved over the last few months after bankruptcy discharge, we will do our best to match up the right lender to your credit needs. Apply Now!

A credit history is a record of an individual's open fully repaid and unpaid debts; it helps a lender to determine whether a potential borrower has a history of repaying debts in a timely manner. Bankruptcy is a proceeding in a federal court in which a debtor who owes more than his or her assets can relieve the debts by transferring his or her assets to a trustee.
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