Uninsured motorist bodily injury coverage pays for medical expenses, lost wages, and other general damages when policyholders, authorized drivers, or passengers are injured in an accident caused by a driver who has no auto insurance. Uninsured motorist coverage may also pay for injuries sustained in hit-and-run accidents. Covered costs are subject to the limits you choose when you buy auto insurance. Get a quote to find out how much the insurance you need will cost, or go to the Insurance Learning Center for more information.